Mortgage Banking Group

We are a multi-disciplinary group of attorneys dedicated to providing a full range of legal services to clients engaged in the mortgage banking business.  We provide a comprehensive range of transactional, regulatory compliance, enforcement and litigation services to the mortgage banking industry.  Our clients include mortgage bankers, mortgage brokers, financial institutions, insurance companies, document preparation companies, title companies, appraisers, real estate brokers and other participants in the mortgage banking industry across the country.  We have advised industry participants on legal issues affecting all aspects of their operations, including:

• new business opportunities, including Affiliated Business Arrangements and other joint ventures
• the purchase and sale of mortgage servicing rights
• mergers and acquisitions, including due diligence
• fair lending compliance, including internal fair lending audits
• regulatory compliance, including internal compliance audits
• licensing, qualification and other regulatory approvals in all 50 states, with federal and state governmental bodies and the GSEs
• insurance activities and issues for industry participants
• appearances before state and federal regulatory bodies, including enforcement actions
• complex litigation, including class action defense
• internal compliance training
• mortgage securities offerings as counsel to issuers and underwriters
• wholesale/correspondent contracts and procedures
• mortgage warehousing and other financing methods, as counsel to borrowers and lenders
• tax issues affecting the mortgage banking industry

We are able to use our extensive experience and our resources as a full service business law firm to provide services to our clients at a cost which is often below that of major firms elsewhere.

                         Lise A. Barrera            Elliot A. Spoon